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HOW MUCH CAN YOU AFFORD TO PAY......
- Purchasing a home involves one-time costs and monthly expenses..
- The largest one-time cost is the down payment. It usually represents between 5-25% of the total price of the property.
- In addition to the actual purchase price, there are a number of other expenses that you might be expected to pay. These are listed below:
Typical One-Time Expenses:
| EXPENSE | PAID |
| Mortgage Application and Appraisal Fee |
At time of application |
| Appraisal Fee |
At time of inspection |
| Property Inspection (optional) | At closing |
| Legal Fees | At closing |
|
Legal Disbursements |
At closing |
| EDeed and/or mortgage registration |
At closing |
| Property Survey (sometimes provided by seller) |
At closing |
| Land Transfer, Deed Tax or Property Purchase Tax (in Quebec within 3 months following signing) |
At closing |
| Mortgage Interest Adjustment and Take Over Fee (if applicable) |
At closing |
| Adjustments for Fuel, Taxes, etc. | At closing |
| Mortgage Insurance (and application fee if applicable) |
At closing |
| Home and Property Insurance |
At closing and annually |
| Connection charges for utilities such as gas, water and electricity |
Moving day |
| Moving Expenses | Moving day |
Other costs may include landscaping, redecorating, furnishings, appliances and repairs.
Typical monthly costs associated with home ownership are mortgage payments, maintenance fees, insurance premiums, strata fees, property taxes and utilities.
When it comes to Eastern townships real estate, Royal LePage Jacinthe Dubé did not become a household name overnight. Since 1979, her accomplishments are the result of an uncommon blend of hard work and experience combined with an exceptionally strong desire to succeed. In order to achieve the effective sale or purchase of a property, it is important to first establish a rapport of confidence with the client. Jacinthe Dubé take your best interests to heart. Our passionate and dynamic team puts the utmost emphasis on a personalized service because each home deserves and requires its own strategic sales plan. With 30 years of experience, Jacinthe Dubé knows how to effectively and professionally negociate the sale or purchase of your home. Her qualifications, experience and personal knowledge of the Eastern Townships real estate market assure you the most complete analysis of the region.
House for sale in Eastern Towship or Sherbrooke, Jacinthe Dubé real estate representative will prepare a personalized plan specifically detailing each of the steps to be implemented. With Jacinthe Dubé, your listing will be the subject of a strategic publicity plan. The listing will appear in publications exclusive to Royal LePage Jacinthe Dubé, on our website and through the MLS system (with exception of non-MLS or exclusive listings) and by means of limited mail-out (electronic or traditional) to potential buyers in your area. When buying a home, your main objective is to obtain the best possible results within your presonal schedule. I will assist you with determining your needs according to your finances, and will help you obtain a pre-approved mortage and we will support you in your future steps towards the purchase of a property. The "Key to Happiness" is much more than just a slogan. It is a specific marketing strategy designed to give the buyers the best advantage in the fast-changing real estate market. Purchasing a home is one of the most important transactions in your life, and Jacinthe Dubé will make sure to fill your needs and those of your family. When you buy a home, you buy a WAY OF LIFE... the neighbourhood, the proximity of amenities, the rooms, the decor, the type of utilities, the dimensions, the style and details, etc.
House for sale in Eastern Towship or Sherbrooke, Jacinthe Dubé real estate representative will prepare a personalized plan specifically detailing each of the steps to be implemented. With Jacinthe Dubé, your listing will be the subject of a strategic publicity plan. The listing will appear in publications exclusive to Royal LePage Jacinthe Dubé, on our website and through the MLS system (with exception of non-MLS or exclusive listings) and by means of limited mail-out (electronic or traditional) to potential buyers in your area. When buying a home, your main objective is to obtain the best possible results within your presonal schedule. I will assist you with determining your needs according to your finances, and will help you obtain a pre-approved mortage and we will support you in your future steps towards the purchase of a property. The "Key to Happiness" is much more than just a slogan. It is a specific marketing strategy designed to give the buyers the best advantage in the fast-changing real estate market. Purchasing a home is one of the most important transactions in your life, and Jacinthe Dubé will make sure to fill your needs and those of your family. When you buy a home, you buy a WAY OF LIFE... the neighbourhood, the proximity of amenities, the rooms, the decor, the type of utilities, the dimensions, the style and details, etc.